How Does PayFlex work?

Shop now. Pay in 4 equal Instalments. Interest-free.

Are you wanting a particular toy but cannot afford the full amount right now? With PayFlex you can buy now, pay later in 4 interest-free instalments.


Interest Free? Really!?

Every purchase you make with PayFlex is interest free. With Payflex it is possible to get it now and pay later! Pay your scheduled payments on time and you'll pay the original price the item was advertised on our site. There is only one time you would pay more than the intended price...if you miss a scheduled payment. PayFlex will charge a default fee to cover the cost and a further default fee for every week the instalment is outstanding for a maximum of three (3) charges. So to avoid the drama rama, we encourage you to make sure you have funds available in your account for the scheduled instalments. PayFlex will email you in advance every time as a reminder.

Pay in 4 Instalments

Get it now, but spread your purchase across 4 instalments equal fortnightly payments. Checkout with PayFlex and pay only 25% of the purchase price today. Your goodies will be shipped immediately. and you pay the rest over 6-weeks at no additional cost.

Approval is Instant

We’re sure you want the short answer – With ease! When you’ve found the item(s) you can’t live without, click “add to cart” and head to the payment page (it’s the one that usually comes up after you add your info) and select Payflex as your payment method.

If you’re a Payflex first-timer, we’ll need to do a painless assessment. All Payflex will need are a few personal deets like your name, email address and ID number and their super-quick, awesome software will assess your application. PayFlex system works in real time, so if everything checks out, you’ll be good to shop in less than a minute. You’ll have to agree on the instalment schedule and pay your first instalment. Then it’s business as usual, with the matildas preparing your goods to be sent off.

PayFlex Q&A