How Does PayFlex work?

Shop now. Pay in equal Instalments. Interest-free.

Are you wanting a particular toy but cannot afford the full amount right now? With PayFlex you can buy now, pay later in interest-free instalments.

Payment Options.


Pay In 2 -  Make your first payment upfront. The balance will be settled the following payday. 
Pay in 3 - Make your first payment upfront. The balance is split over the next 2 paydays. 
Pay in 4 - Make your first payment upfront. The balance is split into 3 instalments debited every 2 weeks. 

Interest Free? Really!?

Every purchase you make with PayFlex is interest free. With Payflex it is possible to get it now and pay later! Pay your scheduled payments on time and you'll pay the original price the item was advertised on our site. There is only one time you would pay more than the intended price...if you miss a scheduled payment. PayFlex will charge a default fee to cover the cost and a further default fee for every week the instalment is outstanding for a maximum of three (3) charges. So to avoid the drama rama, we encourage you to make sure you have funds available in your account for the scheduled instalments.

 

Approval is Instant!

We’re sure you want the short answer – With ease! When you’ve found the item(s) you can’t live without, click “add to cart” and head to the payment page (it’s the one that usually comes up after you add your info) and select Payflex as your payment method.

If you’re a Payflex first-timer,  they'll need are a few personal deets like your name, email address and ID number and their super-quick, awesome software will assess your application. PayFlex system works in real time, so if everything checks out, you’ll be good to shop in less than a minute. You’ll have to agree on the instalment schedule and pay your first instalment. Then it’s business as usual, with the Matilda's team preparing your goods to be sent off.

 

Payflex FAQ

Payflex offers the first truly free payment plan in South Africa. Choose to pay for your order in either 4 interest-free payments over six weeks (25% paid upfront), 3 interest-free payments over three paydays (33.33% paid upfront), or 2 interest-free payments, where half is paid upfront and the remaining half is paid on your next payday.

Your goods are shipped immediately, and you incur no additional costs - zero fees, zero interest.

If you use Payflex five or more days before your payday of that month, the second payment will be on the same month’s payday. If you make your purchase within 5 days of your payday, then the second payment will only be charged on the following month’s payday.

When you check out we charge you 25% of the order amount up front and then 25% every 2 weeks after the day of the original purchase until all 4 instalments have been paid up.

You can use any Visa, Mastercard or Amex card (debit, credit, or cheque) to make a Payflex payment. It’s seriously simple.

Absolutely. Payflex is an established payments company that is part of FeverTree Finance, a South African private equity firm. All payments are processed through state-of-the-art, PCI-compliant payment systems that ensure the security of your payments.

This depends on your individual Payflex assessment. If you purchase regularly using Payflex and always make your repayments on time, you’ll be in their good books, and they may increase your spending limit over time.

You can go multiple-order crazy with Payflex within your spending limit, as long as your Payflex account is in good standing.